How mover’s valuation safeguards your Bowie move?

Choosing the right insurance is always a bit of a tricky situation when you are moving. There are a lot of factors involved such as the distance of the move, the weather conditions at the particular time of the year when you move, the value of the items you will be moving, and the amount of faith you have in your Bowie moving company. There are a lot of excellent moving companies in Bowie, but with all the variables involved in a move, it is best to know how to protect yourself in the event that something does happen.

The good news is that when it comes to protecting your items during a move, there are quite a few options. Before getting into some of them in detail, it is important to distinguish the two main type of protection available: The first is mover’s valuation and the second is moving insurance. The main difference between the two is that mover’s valuation is provided by your Bowie moving company while moving insurance is attached to the homeowner’s or tenant’s contract from the house you are moving out of; or it must be obtained from an insurance company.

Mover’s valuation has gotten a lot better recently. The default or minimum protection Bowie moving companies provide is called released value protection, it is based on the weight of you items. You are compensated a fixed amount per pound a given damaged items weighs. The amount is somewhere between $.30 and .60 depending on the distance of your move. If your mover happens to crack an old kitchen counter and you get $5.00 for it, you aren’t too likely to be upset. On the other hand, if you wind up with $5.00 for your personal computer because it fell off a ramp while being loaded, you might be a lot angrier.

Nowadays movers offer something called full value protection. For most household moves this is the most sensible option around. Some movers offer this by default, but it does come at an additional cost. The first benefit of full value protection is that the per lb. compensation is increased to $4 at minimum. The minimum amount of protection under this setup is $5,000 or $4 times the weight of the whole shipment, or whichever is the higher.

The best part of full value protection is that is not applied on a per items basis. The total weight of your shipment multiplied by your per pound figure is used to compute the maximum amount you will receive, in the unlikely event that you lose your whole shipment. So if your total shipment weighs 2,000 pounds, your maximum valuation will be $8,000. However, Should you lose an item of value like an expensive sound system; you will be compensated for on a full replacement value basis, provided it is within the $8,000 limit.

As an example, let’s say the item in question is high end personal computer purchased a year ago at $900, the PC weighs about 20 lbs. Were we to simply apply the cost per weight rule, this you’d only get $80; still nowhere near a fair price. However, under full value protection, you will be given the full replacement value on that PC, which means that you will be given enough money to replace your PC with a brand new one. This will apply to all damaged or stolen items, up to your maximum valuation.

Hiring Professional Bowie movers is a great way to ensure a safe and hassle free move. With the added protection provided by full value protection, you can maximize your peace of mind. Combining the two can give you the best moving experience possible.